Fit Finance Academy
Fit Finance Academy

Debt Payoff Calculator

See exactly when you'll be debt-free, and compare two payoff strategies side by side before you pick one.

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The Debt Payoff Calculator is an educational estimate from Fit Finance Academy, not personalized financial, tax, or legal advice. It assumes fixed interest rates and consistent payments, actual results will vary. This is a starting point for conversation, not a guarantee, and it's not a substitute for advice from a qualified financial, tax, or legal professional. Fit Finance Academy is a DBA of Johnny Mendoza.

Fit Finance Academy
Fit Finance Academy

Your Payoff Comparison

Avalanche
Highest interest first
0 mo
to debt-free
$0 in interest
Snowball
Smallest balance first
0 mo
to debt-free
$0 in interest
Avalanche balance Snowball balance

Want help picking the right approach for you?

A Discovery Call is where we look at your real numbers together and figure out the plan you'll actually stick with.

Book a Discovery Call

The Debt Payoff Calculator is an educational estimate from Fit Finance Academy, not personalized financial, tax, or legal advice. It assumes fixed interest rates and consistent payments, actual results will vary. This is a starting point for conversation, not a guarantee, and it's not a substitute for advice from a qualified financial, tax, or legal professional.